Legal
Terms of Use
The terms governing your use of this website and my mortgage advisory services.
Last updated: 2026
About me
Vincent Uys is a Financial Adviser (FSP1012855) operating under the Financial Advice Provider Base Mortgages (FSP1011808). My services are provided under this licence.
Website content
The content on this website is provided for general information only. It is not personalised financial advice and should not be relied on as such. Personalised advice is provided after I have completed a thorough discovery process with you.
How I am paid
I do not charge you a fee for arranging your loan. Lenders pay me a commission when your loan settles. The amount is disclosed to you in writing before you sign a loan agreement.
Conflicts of interest
I do not receive any additional bonuses, gifts or incentives that would influence my advice. All lender commissions are broadly comparable across the panel of lenders I work with.
Disclaimers
Interest rates, calculator outputs and product features shown on this website are indicative only and subject to change without notice. Actual rates, fees and terms are confirmed by the lender at the time of application.
Intellectual property
All content on this website — text, images, videos and design — is the property of Vincent Uysunless otherwise stated. Content may not be reproduced without prior written consent.
Complaints and disputes
If you are unhappy with my service, please contact me first at vincent@basemortgages.co.nz. If we cannot resolve your complaint, Base Mortgages is a member of an approved dispute resolution scheme — details are available on request.
Governing law
These terms are governed by the laws of New Zealand.